Need an appraisal in NEW CUMBERLND or Hancock County?

Here are the top 7 reasons why WV homeowners use CLL Appraisals, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a WV property tax assessment
  3. To lower your mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a WV divorce, when real estate property needs to be divided
  7. Settle an estate in WV by determining the true market value of real estate in question

Own a house in or near NEW CUMBERLND, WV and need help deciding the price of it?
Contact CLL Appraisals, LLC.

At CLL Appraisals, LLC, we understand the particular needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at CLL Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to remove PMI?

A preferred money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping folks just like you dismiss unneeded PMI insurance.

Challenge property tax assessments

If you live in a region that is declining or is not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from CLL Appraisals, LLC is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. CLL Appraisals, LLC can provide you with an expert appraisal that will help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a seasoned expert double-check it for preciseness or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? CLL Appraisals, LLC can We can assist you. Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.